Realty and mortgage services under one roof. Smart.

Our Specialties


Buy with us! We will never pressure you to make an offer on a house. Instead, we support you by helping you make the right offer for you.


Our SmartList intelligent marketing technology gives you an unparalleled advantage when it comes to selling your home.


We have the knowledge and experience to handle any mortgage. We’ll shop on your behalf to make sure you’re getting a customized loan that works for you.


SmartList is the easiest and most effective way to sell your property. We use cutting edge technology and proven marketing tools to ensure your listing gets the most visibility and the most interest. That means that we can help you sell your home faster, saving you time and energy. The SmartList suite of marketing services includes:


3D Tours

This is the future of real estate marketing! A unique, immersive virtual shopping experience that gives a 360 degree view from any vantage point. These tours can be embedded and shared easily.


Professional Photography

We give you access to the best photographers in the industry and make sure that your property looks beautiful, inviting, and desirable.


Floor Plans

We bring even more value to your 3D Tour and photos by giving a traditional floor plan schematic that gives shoppers an easy way to see the layout of your property.


Drone Photos & Videos

Aerial videos and photos have become an industry standard for realtors that want to offer buyers a better understanding of a property’s layout and design.


Single Listing Websites

We’ll create a simple and beautiful website for your property listing, complete with description, 3D Tour, photos, and contact information – everything you need to get your home sold.


Marketing Videos

Our production staff is skilled in creating everything from simple real estate videos to high-end advertising. This is a valuable addition to standard photography.


SmartMoney Realty & Mortgage can do it all. We can offer you every loan available, and work with the best lenders on the market. We’ll shop on your behalf to make sure you’re getting a customized loan that works for you. We don’t believe in a “one size fits all” solution – we only offer custom loans to fit your specific needs.


  • Down Payment Assistance Programs
  • Down Payment as low as 1% with a 2% lender gift
  • Down Payment as low as 3% with reduced mortgage insurance
  • 100% gift funds can be used to qualify
  • No reserve funds required
  • Non-occupant co-borrower allowed to help qualify
  • Loan amounts up to $1,223,475 on units
  • Up to 10 financed properties eligible
  • Cash-out up to $250,000


  • Interest only programs
  • Alternative income documentation programs
  • Commercial lending available


  • Loan amounts up to $5 million
  • 100% business funds can be used for down payment
  • Eligible for primary, secondary and investment properties
    Rate incentives for 740+ FICO score


  • Relaxed underwriting guidelines
  • Down payment as low as 0% for qualified veterans
  • No mortgage insurance available for qualified veterans
  • Jumbo loans available for qualified veterans
  • Non-occupant co-borrower allowed to help qualify
  • Reverse mortgages available for refinances and purchases
  • Closing costs may be financed on some transactions
  • No documentation required on streamlined
  • FICO scores down to 560
  • Excellent rates


Experience what a difference having a real estate and mortgage broker in one place can make. SmartMoney Realty & Mortgage is truly a one-stop-shop, and our goal is to save you time, money, and effort. We use our technological expertise to search for houses and display the results to you the moment they come online. Additionally, because we offer both realty and mortgage services under one roof, we can offer a discount that will save you thousands of dollars over the lifetime of the loan. Best of all, your communication with us is as streamlined as possible and you only have to send documents to one place.

Our expertly trained staff are standing by to help you every step of the way, from finding the home of your dreams to working through all the financing details.

About SmartMoney Realty & Mortgage

We understand that the process of buying, selling, or financing a home can be an extremely stressful and tiring experience, both for new and repeat buyers. Our goal at SmartMoney Realty & Mortgage is to alleviate this headache and make the process of buying or selling a home enjoyable. The solution? Provide realty and mortgage services under one roof with one expert team. Our realty and mortgage agents care about your needs and can guide you through every step. For home buyers, we help you qualify for a loan, find your perfect home, and prepare a custom-fit mortgage. For those selling their home, we strive to get your property sold quickly by using advanced marketing techniques to get maximum visibility and generate interest.

Be Smart with your Money.